One of the most THOUGHTFUL and ‘ROMANTIC’ things a ‘young man’ who has a girlfriend (and intends to marry her) can do…
is to not be ‘up to his eyeballs’ in debt.
We love that marriage means ‘what’s mine is yours, and what’s yours is mine’…
…(especially when it comes to each others’ bodies) but this also applies to each others bank accounts.
Will she feel secure in how you manage your money (and hers)?
… or will your bank statements steal her attention away from how good your pecks look when you’re at the beach?
Before you cross the bridge (of til death do us part / for better and for worse) … can you afford the house? The furniture? The holidays? The kids?
And fair enough if the answer is “no” but failing to plan is planning to fail.
All the ‘bells and whistles’ accumulated on credit (with the intention of impressing her), will lose their shimmer when the payments are due.
Your private accounts & statements will be for her to view. Heck she may even need to get another job to help you pay your bills.
Just because the banks freely lend you money (with interest) don’t be lulled into thinking that this must mean you can afford it.
Do the math … how much money do you ‘donate’ to the bank each month just in interest?
… how many years before you actually own all that stuff?
Think beyond today. Everyone loves instant gratification, but this ‘false reality’ isn’t sustainable long-term.
Be smart, don’t be a slave to your money.
Be smart, think about your woman, and what she doesn’t want